Experian

The scoring model used in mortgage applications
While the FICO® 8 model is the most widely used scoring model for general lending decisions, banks use the following FICO scores when you apply for a mortgage: FICO® Score 2 (Experian).

Although there isn’t a bank that exclusively uses Experian, some banks that typically use Experian data more commonly include American Express, Bank of America, and Wells Fargo.

Experian Boost is a free feature that can improve your FICO Score by adding household bill payments to your Experian credit report. Eligible accounts may include utility bills, cable, internet, streaming subscriptions and online rent payments. Users whose scores improve see an average FICO Score increase of 13 points.

Is Experian legitimate? Yes. Along with TransUnion and Equifax, Experian is recognized by financial institutions around the world as a safe, authoritative and trustworthy credit reporting agency.

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750.

If you need help with anything related to your membership account, you should call the Experian’s customer service at (866) 617-1894. You will need to call while the Experian office is open in order to speak with someone. The hours are 9 a.m. to 11 p.m. ET, Monday to Friday, and 11 a.m. to 8 p.m. ET, on the weekends.

Experian Customer service number is 1 (888) 397-3742.

Brian Cassin is the CEO of Experian.

Experian corporate office Contact Number is +1 (714) 830-7000.

Experian corporate office is located at 475 Anton Blvd, Costa Mesa, CA 92626, United States.

Experian Founded In 1996.