Equifax

One of the best things you can do to improve your credit score is to pay your debts on time and in full whenever possible. Payment history makes up a significant chunk of your credit score, so it’s important to avoid late payments.

Although there isn’t a bank that exclusively uses Experian, some banks that typically use Experian data include American Express, Bank of America, and Wells Fargo.

Neither your TransUnion or Equifax score is more or less accurate than the other. They’re just calculated from slightly differing sources. Your Equifax credit score is likely lower due to reporting differences. Nonetheless, a “fair” score from TransUnion is typically “fair” across the board.

The Equifax credit score is an educational credit score developed by Equifax. Equifax credit scores are provided to consumers for their own use to help them estimate their general credit position. Equifax credit scores are not used by lenders and creditors to assess consumers’ creditworthiness.

Good (670 to 739): Lenders may think twice before offering new credit to individuals in this range. If approved, borrowers with good credit scores may face higher interest rates than less risky borrowers with higher credit scores.

It may be on your statement, or you may be able to log in to your account and access it online. Create a myEquifax account and click “Get my free credit score” to enroll in Equifax Core Credit™. You’ll get a free monthly Equifax credit report and free monthly VantageScore credit score based on Equifax data.

Equifax Founded In 1899, Atlanta, GA.

Equifax Customer service number is 1 (888) 378-4329.

Mark W. Begor is the CEO of Equifax.

Equifax corporate office Contact Number is +1 (888) 202-4025.

Equifax corporate office is located at 1550 Peachtree St NE, Atlanta, GA 30309, United States.